Requirements for opening BPI savings

Requirements for opening BPI savings account – Philippines

Requirements for opening BPI savings account

If you are an OFW who doesn’t have yet a bank account in the Philippines, I suggest you open one while abroad. Aside from the importance of saving your hard-earned money in the bank, opening in the Philippines is not convenient as abroad. If you have a chance to do it overseas, do it now and start saving.

A few of the inconvenience we had are the unbelievable long queue and incomplete requirements information.

I’ve shared in my previous blog that we went to BPI twice and did not manage to open an account.

  • The first was because hubby doesn’t have a 1×1 photo. In this digital era, I don’t know why banks don’t have any means to capture the photo on site and save in their file? Because of this, we wasted our 3 hours standing and waiting for our turn under the sun.
  • The second attempt, which lasts for 4 hours didn’t push through as well. This time we went to another branch having the said requirements from the first branch, unfortunately, we still missed 2 requirements, the proof of billing and barangay certificate.

We explained to the branch manager that we don’t have these two as we are an OFW, and the first branch we approached didn’t even ask for it, aside from the valid ID and photo. He was firm, straightforward and looks don’t care about our complaint.

After explaining our point, and asking for consideration for the wasted time, he told us to come back the following day with at least the proof of billing of the residence we are currently staying in. As compensation, he told us to directly look for him and no need to take the queue. Thankfully! it is a relief as the daily long queue is totally a burden.

The below photo was in the first branch we went to, queue was on each side. The left side is for senior citizens and corporate clients. While the right side which already occupied the street is for those who have transactions over the counter and for customer service.

BPI – Marikina Branch

Though all has been settled, hubby and I are analyzing if this requirement is reasonable for opening a savings account?

Staying abroad for decades makes us feel lost with all the procedures here.

So if you are a clueless OFW like us, and planning to open an account with BPI be sure to prepare the below. Don’t go to the branch without ensuring you have the complete requirements to avoid wasting your time as the staffs are strict and not flexible.

Requirements for opening BPI savings account

1 valid ID (one of the below)

  • Passport including those issued by foreign governments
  • Driver’s license
  • Professional Regulation Commission (PRC) ID
  • Postal ID
  • Voter’s ID
  • Taxpayer Identification Number (TIN)
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) card
  • Senior Citizen card
  • Overseas Workers Welfare Administration (OWWA) ID
  • Overseas Filipino Worker (OFW) ID
  • Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
  • ID issued by the National Council on Disability Affairs
  • Integrated Bar of the Philippines (IBP) ID
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), or Insurance Commission (IC)
  • PhilHealth Health Insurance Card ng Bayan
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Baranggay Certification
  • Seaman’s Book
  • Alien Certificate of Registration / Immigrant Certificate of Registration
  • Department of Social Welfare and Development (DSWD) Certification
  • Professional ID cards issued by the Maritime Industry Authority (MARINA)

Proof of Billing

  • Electric, water, phone, or internet bill are fine


  • It should be a 1×1 colored photo

Initial Deposit

  • A minimum of Php 3,000


How long it takes to collect the ATM? 

10 working days. we applied on August 24 and the debit card is ready for collection on Sep 7.


The process is actually easy, but due to the limited time because of COVID restrictions, it looks chaotic.


Opening a BPI account in Dubai

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